13 Smart Tips for Saving Money at Costco

Costco is one of my favorite stores. It is a frequent date location for my husband and I. Oh, the joys of being an adult, married couple! Pennies count for us, and we’ve found saving money at Costco makes our budget stretch further.

I frequently am asked if Costco truly saves money. When you have to pay to shop at a store, you want to make sure it is worth the cost. For our family, the answer is a resounding YES. However, there are some tricks that you need to know to make it worth it for your family.

13 Tips for Saving Money at Costco


1. Be Careful Buying Produce

Unlike paper towels, bananas and lettuce have an expiration date. Even though the price per pound often beats your local grocery store, it is a waste of money to buy ten pounds of apples if you can only eat five pounds.

For example, spinach is often a great price at Costco. I can find organic Spinach in bag that is triple the size of the ones in the store at home – FOR THE SAME PRICE!

2. Know the Price Per Unit

When you shop at Costco, everything is more expensive. It isn’t hard to spend $100 because everything is sold in bulk. How do you know if it is a good deal? First, you have to know the price per unit at your local grocery store, allowing you to compare to Costco.


For example, if maple syrup costs $6.97 at your local store for 6 ounces, you know that the price per ounce is $1.16. Perhaps your local Costco sells 16 ounces of maple syrup for $12. The price per unit is $0.75, making it a clearly cheaper choice, even though it is sold in a larger package!

3. Buy What You Always Buy

Are there things that you buy every single grocery trip that your family devours faster than you can buy? Those are the items you want in your Costco grocery cart. Sure, toss in a snack or a package of bagels, but your goal is to save money on the items you always buy.

4. Check Costco Coupons

As a homeschooling mama of four kids, I honestly don’t have time to coupon. Costco sends out a coupon package each month. The coupons come off automatically if you purchase those items, awesome for us absent-minded folks. Make sure that you check out what these items are. Sometimes, the deals are great, allowing you to stock up.


For example, GoGurts go on sale frequently. The box typically has 32 tubes and is priced competitively to start. Every few months, the boxes have a $3 coupon, allowing you to get 32 tubes for around $4. That is a steal! If you have room in your freezer, it is a great stock up purchase.

5. Look at the Books and Clothes

Costco sells more than just groceries. Some of my favorite deals are their other items. I purchase rain jackets for my kids every year, priced at $20. Each year, my kids get their winter jackets at Costco. They sell Carter brand clothes that are consistently priced at Carter’s sale price!

Don’t get me started on the books! Homeschooling families love to purchase as many books as we can. I find that their books match the price listed on Amazon, a rarity for stores.

This is also a great way to get gifts. They sell toys around Christmas for awesome prices. I purchased American Girl items there for a serious steal!

6. Compare Organic to Conventional

I love to purchase organic food for my family, but let’s be honest, it’s expensive! I wish I could afford to buy all organics, but that isn’t in our budget. Costco lets me buy more organic food for my family than ever before because the price of their organic food closely matches the conventional food at my local grocery store.


7. Buy Frozen Veggies Rather than Fresh

Frozen veggies are often overlooked for their fresh counterparts. Don’t get me wrong; I love fresh veggies. Frozen vegetables and fruit are put into the freezer at their peak freshness when their nutrients are maximized. Costco has an amazing selection of frozen veggies for a great price!

8. Compare the Fresh Meat Prices

Fresh meat prices fluctuate, and you won’t always find the best deals at Costco. I always check the sale price at my local grocery before I visit Costco. You don’t want to pay $3.99 per pound at Costco for stew meat if there is a sale elsewhere. But, there are plenty of times when the meats beat out other stores, so take the time to check the prices!

I regularly find that the price of whole chickens is better at Costco. They sell organic ground beef for $2 cheaper per pound than my local Kroger.


9. Go for Their Store Brand

Kirkland is Costco’s store brand, and it is of high quality. Their products are typically cheaper than the brand name items. In the five years that I have shopped at Costco, I have never once had an issue with Kirkland products. They are worth your consideration, and they will save you even more money!

10. Buy Your Baking Supplies Here

If you are a baker, Costco should be your best friend. The price rarely is higher than your grocery store. I purchase my flour, sugar, and yeast in bulk. Flour can be frozen! If you know you use these items a lot, you will save money here.


11. Check Out the Dog Food

Before we were Costco members, we bought our dogs a name brand, grain-free dog food, costing $35. The bag would last two weeks! Costco sells their dog food in larger bags for the same price. We save $35 each month just by this one thing. So, take a look at their animal selection.

12. Pay Attention to the Prices – They Mean Something

Have you ever noticed that Costco has some weird prices? Those prices actually mean something, and knowing what they mean helps you save money!

  • If you find a price that ends in .98 or .99, that means Costco purchased from the manufacturer and didn’t get a special deal on the pricing. It’s not on sale or marked down in any way.
  • Any other price that is -.x9 – such as .79 or .39, means that they received a manufacturer deal which saves you money too.
  • .97 is the Costco code for a manufacturer sale price, which means more savings for you.
  • Deals that say .88 or .00 are the real steals. Those are discontinued items that they won’t be replacing.
  • A double asterisk on the right hand also means something similar.

13. Samples and Food Court – Need I Say More?

If we are discussing saving money, you can’t forget the samples. Samples save my skin when I take all the kids grocery shopping, and they decrease how much I have to give them for lunch.

Speaking of lunch, stop at their food court. Pizza is cheap, and then you can make the trek home!

Saving Money at Costco

If you want to save money at Costco, it will require some pre-planning on your part. You have to know the prices you typically pay to ensure you actually are saving money. Once you take the time to know these facts, saving money at Costco is a breeze.

Take a look at my favorite items from Costco.

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